7 methods you possibly can prep for a $600 stimulus verify right this moment

Speed ​​up your payment by making sure everything is in order before a second stimulus bill is submitted.

Sarah Tew / CNET

On Sunday the House of Representatives will vote on a $ 900 billion stimulus package That is tied to a state finance bill. The current COVID-19 aid proposal includes a second stimulus test for $ 600 per adult and could change that Admission rules that could have an impact Your loved ones. It seems that many of the qualifications in a will stay the same second stimulus test. People who received the first direct payment are also expected to receive the second check, Senator John Barasso said Sunday. (Here’s why some can do not qualify for a second stimulus test.)

However, if timing is everything and you feel like you’ve been waiting longer for your first check, we have a few suggestions that can help you get your check The next stimulus check is faster this time. These tips are based on common issues that delayed the first stimulus payment for millions of people. Now if you tackle some of those potential roadblocks, yours is Priority stimulus payment group may change what could possibly bring yours second stimulus check money more quickly.

We explain more below. We have also created special stimulus resources that can be helpful if you are over 65 years of age or retired, if you SSI or SSDI received or are on the Qualification advantage for a second stimulus check. In case you’re wondering, here’s what we know about the possibility of one third stimulus test for 2021. This story has been updated with new information.

Continue reading:: Third stimulus check for 2021? Why the new congress holds the key

If you’ve moved, change your address with the IRS

If after filing your tax return for 2019 (or anytime during the Coronavirus pandemic) There are two things you need to do to make sure your stimulus check and other important information about the payment can reach you: Tell the USPS and IRS where you’ve gone.

You’ll need to do this even if your new location is temporary. You can update your details at any time if you move again. Even when your first check came by direct deposit (which means your second check would likely do this too), however, you’ll want to make sure your address is updated so you can get the letter from the IRS confirming when your payment was sent. When the letter arrives but your money doesn’t, you know you have a problem to solve.

To change your USPS address, visit To do this with the IRS, you have three options: complete Form 8822, change your address by phone, or notify the IRS in writing at “the address where you submitted your last return” by completing your full Enter your name, your old and new name, addresses, your social security number, the individual tax identification number or the employer identification number and your signature. (For more detailed instructions, see Here’s how to change your address to receive your stimulus check.)

Look at that:

Next stimulus checks: what to expect


Confirm that your bank details are up to date

If your bank status changes, this can happen Withhold your stimulus payment. According to an analysis by the Urban Institute think tank, black Americans and other people of color are more likely to be “bankless” than white Americans. People who identify as white and whose income is above the poverty line are more likely to have their first stimulus check in late May than people who identify as black, Hispanic, or below the poverty line first wave of payments went to people who had their bank account information on file with the IRS.

Several major banks, including Bank of America, JPMorgan Chase, and Wells Fargo, are now offering cheaper checking accounts as part of a government effort to help people enter the banking system.

A The second stimulus test will likely be done in the same way An initial review was done based on your Priority Payment Group with the IRS. If you are someone without a bank account and your first payment was received by check or mail EIP card, a second will likely come the same way.

Prepare to set up a direct deposit with the IRS

If you are doing banking with a financial institution, you should soon be able to use the IRS Receive my payment Online service too Set up a direct deposit for your stimulus paymentas well as find out and see the status of your check if anything is holding up payment. The first direct deposit sign-up for your first check has expired in May, but will likely reopen when a second check is written. Everything you need to know is here Direct deposit and stimulus checks.


Keeping child support payments on time for your child makes it more likely that you will complete all of the stimulus tests.

Sarah Tew / CNET

Fill out this form if you did not have to file taxes in 2018 or 2019

Individuals who earned below the federal income tax filing threshold in 2018 or 2019 did not receive stimulus testing unless they did has completed an online non-filter form for the IRS (This group includes low-income families, children, and a disproportionate number of black and colored people).

When is your first exam still missingSorry, you missed the November 21st deadline for non-filters. but can claim it on your 2020 taxes next year. (You can Use our calculator tool to estimate how much you might have receivedYou should also fill out the non-filtering form so that the IRS will have your information on record when a second review is approved.

If you have overdue child benefit, pay it out as soon as possible

When you owe more than $ 150 in overdue child support Your state can reserve the right Garnish some or all of your early stimulus checksbased on how much you owe. This can also be the case with a second stimulus test. Whenever possible, make overdue child child support payments as soon as possible to ensure you receive your full stimulus check as well as any possible payment for your child.

If you are owed child benefit, you may receive money that has been garnished by your child’s other parent. However, it may take a while to get to you after being processed by the state. Learn more about How child benefit affects stimulus checks.


Are all of your affairs in order before a new check is decided? Now is the time to act.

Angela Lang / CNET

Sort your tax papers. Really

If you I missed the extended deadline for filing your 2019 taxes (that was October 15th), you can still submit late. There is no penalty for owing a refund, but if you owe the IRS money you will receive penalties and interest on any remaining unpaid taxes due after July 16, 2020 along with a $ 300 Error. File penalty.

However, if you owe federal taxes or have other federal debt, that is IRS will not reduce your stimulus payment to cover these – the only exception is if you owe child support. For those who don’t file taxes The November 21st deadline for the tool for non-filters was missedyou can claim your payment in your tax return for 2020 next year. (Important caveat: if you’ve filed a 2019 tax refund even if you weren’t required to, don’t use the non-filtering tool – it will only slow down the processing of your return and any refunds.)

Make sure you are eligible for a stimulus review

Not everyone will qualify for a second stimulus check. Most of the general requirements for getting a first stimulus check in March CARES Act would likely apply for a second, including certain income limits.

Here’s who qualified for the first round: based on your total income on your taxes 2018 or 2019:

  • If you’re a single filer making less than $ 99,000
  • If you are filing as a head of household and making less than $ 146,500
  • If you are co-filing with your spouse and making less than $ 198,000

However, there are many exceptions and rules depending on your situation (a more detailed list can be found here) Stimulus Check Qualifications here). Find out what your stimulus check might look like if you get SSI or SSDI, if you have dependents, if you are a young adult or if you are over 65 years of age or retired.

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