Speed up your payment by making sure everything is in order before a second stimulus bill is submitted.
Sarah Tew / CNET
On Sunday the House of Representatives will vote on aThat is tied to a state finance bill. The current includes a for $ 600 per adult and could change that that could have an impact . It seems that many of the qualifications in a will stay the same . People who received the first direct payment are also expected to receive the second check, Senator John Barasso said Sunday. (Here’s why some can .)
However, if timing is everything and you feel like you’ve been waiting longer for your first check, we have a few suggestions that can help you get your check. These tips are based on common issues that delayed the first stimulus payment for millions of people. Now if you tackle some of those potential roadblocks, yours is may change what could possibly bring yours more quickly.
We explain more below. We have also created special stimulus resources that can be helpful if you are, if you or are on the . In case you’re wondering, here’s what we know about the possibility of one for 2021. This story has been updated with new information.
If you’ve moved, change your address with the IRS
If after filing your tax return for 2019 (or anytime during the) There are two things you need to do to make sure your stimulus check and other important information about the payment can reach you: .
You’ll need to do this even if your new location is temporary. You can update your details at any time if you move again. Even when your first check came(which means your second check would likely do this too), however, you’ll want to make sure your address is updated so you can get the letter from the IRS confirming when your payment was sent. When the letter arrives but your money doesn’t, you know you have a problem to solve.
To change your USPS address, visit usps.com/move. To do this with the IRS, you have three options: complete Form 8822, change your address by phone, or notify the IRS in writing at “the address where you submitted your last return” by completing your full Enter your name, your old and new name, addresses, your social security number, the individual tax identification number or the employer identification number and your signature. (For more detailed instructions, see.)
Look at that:
Next stimulus checks: what to expect
Confirm that your bank details are up to date
If your bank status changes, this can happen. According to an analysis by the Urban Institute think tank, black Americans and other people of color are more likely to be “bankless” than white Americans. People who identify as white and whose income is above the poverty line are more likely to have their first stimulus check in late May than people who identify as black, Hispanic, or below the poverty line went to people who had their bank account information on file with the IRS.
Several major banks, including Bank of America, JPMorgan Chase, and Wells Fargo, are now offering cheaper checking accounts as part of a government effort to help people enter the banking system.
AAn initial review was done based on your . If you are someone without a bank account and your first payment was received by check or mail , a second will likely come the same way.
Prepare to set up a direct deposit with the IRS
If you are doing banking with a financial institution, you should soon be able to use the IRSOnline service too as well as find out and see the status of your check . The first direct deposit sign-up for your first check has expired in May, but will likely reopen when a second check is written. Everything you need to know is here .
Keeping child support payments on time for your child makes it more likely that you will complete all of the stimulus tests.
Sarah Tew / CNET
Fill out this form if you did not have to file taxes in 2018 or 2019
Individuals who earned below the federal income tax filing threshold in 2018 or 2019 did not receive stimulus testing unless they did(This group includes low-income families, children, and a disproportionate number of black and colored people).
When is your first examSorry, you missed the November 21st deadline for non-filters. . (You can You should also fill out the non-filtering form so that the IRS will have your information on record when a second review is approved.
If you have overdue child benefit, pay it out as soon as possible
When you owe more than $ 150 inYour state can reserve the right based on how much you owe. This can also be the case with a second stimulus test. Whenever possible, make overdue child child support payments as soon as possible to ensure you receive your full stimulus check as well as any possible payment for your child.
If you are owed child benefit, you may receive money that has been garnished by your child’s other parent. However, it may take a while to get to you after being processed by the state. Learn more about.
Are all of your affairs in order before a new check is decided? Now is the time to act.
Angela Lang / CNET
Sort your tax papers. Really
If you(that was October 15th), you can still submit late. There is no penalty for owing a refund, but if you owe the IRS money you will receive penalties and interest on any remaining unpaid taxes due after July 16, 2020 along with a $ 300 Error. File penalty.
However, if you owe federal taxes or have other federal debt, that isto cover these – the only exception is if you owe child support. For those who don’t file taxes you can claim your payment in your tax return for 2020 next year. (Important caveat: if you’ve filed a 2019 tax refund even if you weren’t required to, don’t use the non-filtering tool – it will only slow down the processing of your return and any refunds.)
Make sure you are eligible for a stimulus review
. Most of the general requirements for getting a first stimulus check in March would likely apply for a second, including certain income limits.
Here’s who qualified for the first round:on your taxes 2018 or 2019:
- If you’re a single filer making less than $ 99,000
- If you are filing as a head of household and making less than $ 146,500
- If you are co-filing with your spouse and making less than $ 198,000
However, there are many exceptions and rules depending on your situation (a more detailed list can be found here)). Find out what your stimulus check might look like , , or .